What does this tool do?
The Savings Finance Calculator helps you estimate Turkey's interest-free savings finance model (the system used by example companies such as Katılımevim, Fuzulev, or Emin Evim). Instead of interest, the model uses equal installments, a one-time organization fee, and delivery once a certain down-payment ratio has been saved. The results are estimates and do not constitute investment or financial advice.
How to use it
- Enter your values into the fields.
- The result is calculated instantly.
- Read or copy the result.
Two calculation modes
In the by-term mode you enter the financing amount and the total number of months, and the tool computes the monthly installment. In the by-installment mode you enter the amount and the monthly payment you can afford, and you see how many months it will take and the approximate delivery time.
Delivery and organization fee
In this model, delivery happens once a specified down-payment/savings ratio is reached, so the delivery time depends on how fast you pay. A one-time organization fee is also charged at the start of the contract and can be taken into account in the calculation. The company names are only examples and imply no recommendation.
Frequently asked questions
Is this calculation a firm commitment?
No, the results are only estimates based on general model assumptions; for the real terms you should review the relevant company's contract and should not treat this as financial advice.
When does delivery take place?
Delivery occurs when you reach the down-payment or savings ratio defined by the system; the higher your monthly payment, the sooner you reach that ratio.
Is Savings-Based Financing Calculator free?
Yes. Savings-Based Financing Calculator and all 300+ tools on MagmaNex are completely free with no signup or account required.
Is my data safe?
Yes. Everything runs locally in your browser. The data you enter is never sent to a server, stored, or shared.
Does it work on mobile?
Yes. Savings-Based Financing Calculator works on phones, tablets and desktops — no app download needed.
🔒 Privacy: everything runs in your browser, your data is never sent to a server.